Education is one of the most important investments that parents can make for their children’s future. Most families are unable to afford traditional education due to its high cost. Homeschooling is an increasingly popular alternative […]
No matter what kind of job you have—even those paying so well, you’ll still find it hard to save. Most often, you’ll remember to pay the bills in time, but make saving your last priority. […]
An empty emergency fund isn’t very useful in times of crisis. Your emergency fund should have a substantial amount of savings inside so that you can quickly recover from a surprise expense. With an empty […]
With no specific amount or goal in mind, there’s no huge ability to figure out and track how much one needs to save every month. According to the popular source 50/30/20 rule, reserve 50% of […]
One thing that should be a necessity in life is investing your money into something smart. Sure, you can go through life saving your money, but why save all of that money and not make […]
Emergency Savings Financial experts believe that starting an emergency fund is one of the fundamental building blocks for building a strong personal finance foundation for yourself. When you are not prepared for a financial emergency, […]
Ways to Save Money Whether you have lots of disposable income or find there isn’t enough money at the end of the month, it’s always a good idea to save when you can. Even if […]
Post Office vs Bank Savings While researching the interest rates of the bank’s savings account, I discovered the power of the post office savings account scheme and I hesitated to look back to the banks. […]
Money Saving Techniques Financial wellness is a feat that every person aims to accomplish. Even though it can mean different things for every individual, everyone can agree that financial independence requires a good amount of […]
The whole point of keeping your money in a savings account is to safeguard your savings while earning interests. However, a majority of the banks in the United States offer an interest rate of 0.01 […]
Do you often read travel blogs and wonder how long-term travelers can afford to travel? You probably think that they are people with trust funds or have won the lottery. Want to know the truth? […]
Benefits of Savings Money Having a savings cushion helps you to attain greater peace of mind. Though borrowing is cheap and comfortable, notwithstanding it is usually more beneficial to save than borrow. It makes sense […]
How to Plan a Successful Retirement If employment marks the beginning of your financial independence, Retirement marks the end of it. Retirement is the time when you stop earning. So, if you want to maintain […]
New Pension Scheme (NPS) A provision was made in the year 2003 that the Central Civil Services (Pension) Rules are not applicable to the government personnel/employees hired after December 31, 2003. On introduction of the […]
How to calculate your retirement benefits The Final Salary Arrangement – If yours Standard Pension Age is 60 years, your closing income benefits are a pension calculated by multiplying your service by your regular salary […]
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