How to Choose the Best Travel Insurance for Your Schengen Visa Trip?

Schengen Visa Insurance

Schengen Visa Insurance

Planning a trip to Europe can be exciting, but amidst the excitement, it is crucial to plan for one essential aspect- selecting the best travel insurance. To get a Schengen visa, having valid comprehensive travel insurance is mandatory.

Travel insurance for a Schengen visa protects you from unexpected financial losses that may occur during your travel, such as loss of luggage, flight delays, etc. Hence you must choose the best travel insurance for a Schengen visa from India and make a travel savings plan to enjoy your Europe trip with zero hassles and peace of mind.

Why Do You Need Travel Insurance for a Schengen Visa India?

When you are travelling to any of the Schengen countries, here is why it is important to have Schengen travel insurance:

  • Fulfilling Visa Requirement: It is a mandatory requirement to get travel insurance for a Schengen visa. To avoid facing visa rejections, ensure that you have adequate insurance with specific coverage limits.
  • Availing Emergency Healthcare Services: An overseas travel insurance policy will safeguard you from unexpected medical emergencies in a Schengen country. With that, you can access an emergency healthcare facility.
  • Getting Financial Protection: Overseas travel insurance protects you from any unforeseen events that may result in financial losses, such as trip cancellations, loss of passport, accidental injury or property damage to third parties, etc.
  • Enjoying Peace of Mind: When you have travel insurance that offers you financial and medical protection, you can explore your destination with peace of mind.

What are the Features to Look for in Travel Insurance for a Schengen Visa?

These are the features you should look for while choosing the best Schengen travel insurance:

Hassle-Free Claim Settlement

A hassle-free claim settlement process at the time of critical situations can help you deal with it calmly. While choosing your insurance, look for a quick claim process that can be initiated simply by calling a helpline number and with minimum documentation.

Coverage Offerings

According to the visa requirements, it is mandatory to have a plan that offers a minimum medical coverage of EUR 30,000. Thus, look for an insurance plan that conforms with the Schengen regulations and also provides you with adequate protection.


Before buying a Schengen travel insurance plan, ensure that the plan covers all Schengen countries in your itinerary so that you are protected during the entire trip.


Your Schengen visa insurance should provide you with the flexibility to personalise your travel insurance plan based on your needs and budget, making it easier to plan ahead. Look for an insurer that will offer options to choose from, depending on the duration and nature of your trip.

Affordable Premium Rates

While you are looking for inclusions and coverage options, it is also important to compare premium rates and look for the cheapest travel insurance for a Schengen visa. However, ensure that the perils covered at your preferred premium rate are adequate for a successful visa application and conform with the requirements.


Selecting the best travel insurance for a Schengen visa trip is a crucial step and requires careful consideration of several points. Before you buy Schengen travel insurance, check for features like coverage options, personalisation, passport loss covers and support, hassle-free claim settlement, etc. So, with the best Schengen visa insurance, you can embark on your European adventure and make the best of it.

About Aditi Singh 357 Articles
Aditi Singh is an independent content creator and money finance advisor for 5 years. She is recently added with Investment Pedia. Internet users are always welcome to put comments on her contributions.

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